Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Anthony Battle is a CERTIFIED FINANCIAL PLANNER™ professional. He earned the Chartered ...

Discover smart investments for Roth IRAs, avoid prohibited transactions, and understand contribution limits for optimizing your retirement savings.

A backdoor Roth IRA is a strategy that allows high-income earners to bypass the ordinary income limits on Roth contributions and get money into a Roth IRA account. The strategy is called a “backdoor” ...

This article, the second of a three-part series on how to implement an effective backdoor Roth strategy, was written by guest contributors Steven Jarvis, CPA, MBA, and Matthew Jarvis, CFP. Continuing ...

A backdoor Roth IRA isn’t a specific type of individual retirement account. Rather, it’s a description of a strategy to help wealthier taxpayers avoid certain Roth IRA restrictions. Financial advisors ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

A Roth IRA is one of the most popular ways for individuals to save for retirement, and it offers some big tax advantages, including the ability to withdraw your money tax-free in retirement. In fact, ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

Roth IRA conversions might seem like old news, but today’s tax and economic environment warrants a fresh look at the benefits of converting a traditional individual retirement account to a Roth. As ...

Roth IRAs continue to grow in popularity, as increasing numbers of investors expect tax rates to rise in the coming decades. Knowing which assets to hold in a Roth account can be at least as important ...

Choosing between investing in a 401(k), IRA or taxable account comes down to your financial goals, risk tolerance and financial situation. Determining whether you should max out your 401(k) before ...